Secured finance against eligible gold
Gold Loans
Quick funding guidance against eligible gold jewellery through regulated lending partners.
Our team will contact you within 24 working hours. Approval, pricing and terms are subject to individual provider policy.
A gold loan is secured against eligible gold jewellery deposited with the lender. The lender assesses purity, weight and permissible value, completes KYC and decides the eligible amount, rate and repayment structure.
Who it may suit
Eligibility begins with the right profile
- Individuals owning eligible gold jewellery
- Customers seeking short-tenure secured funding
- Eligible business and personal-purpose borrowers
Common purposes
→Business working needs
→Medical or education expenses
→Agricultural or household requirements where permitted
→Other eligible short-term funding needs
Indicative documents
✓PAN and Aadhaar or accepted KYC
✓Address proof where required
✓Photograph
✓Gold jewellery for lender valuation
✓Additional purpose or profile documents if requested
Final documentation varies by profile, product and provider.Clear documentation
Be prepared before the application begins
Complete, consistent documents can make assessment smoother. Our team helps you understand the applicable checklist and avoid preventable gaps.
How we support you
A clear, guided process
Branch/lender channel identification
KYC and gold valuation
Offer and repayment review
Pledge creation and eligible disbursal
Frequently asked
Useful answers before you begin
How is the loan amount determined?+
The lender considers purity, net eligible weight, prevailing valuation norms and the permitted loan-to-value ratio.
Where is the gold stored?+
The regulated lender is responsible for custody and security according to its approved process and loan agreement.
What happens after full repayment?+
The lender releases the pledged jewellery after all dues and applicable charges are cleared, subject to its documented process.
PROTECT. PROSPER. PROGRESS.
