By using this website or submitting an enquiry, you agree to these terms. If you do not agree, please do not submit personal information through the website.
1. Our role
Pranavi Capital Solutions provides financial-product information, customer profiling, documentation guidance and application facilitation through DSA/distribution relationships. We are not a bank, NBFC, housing-finance company or direct lender and do not independently sanction, disburse or recover loans.
2. No guaranteed outcome
Submitting an enquiry or receiving a reference number is not an approval, sanction, offer or commitment. Eligibility, credit checks, rate, amount, tenure, fees, security, documentation, disbursal and rejection are decided solely by the respective provider under its policies and applicable law.
3. Accurate information
You must be at least 18 years old and provide accurate, current and complete information. Do not impersonate another person or submit forged, altered or unlawfully obtained documents. Material inaccuracies may cause the provider to reject or cancel an application.
4. Credit checks and provider terms
A regulated lender may, after obtaining required consent, check credit information, verify KYC, income, employment, business and property details, and conduct fraud or risk assessments. Before accepting any product, review the lender’s Key Fact Statement, sanction letter, annual percentage rate, fees, insurance, repayment schedule, penal charges, cooling-off rights where applicable and all provider terms.
5. Fees and payments
Website enquiry submission is free. For loan applications routed through our partner DSA/distribution channels, Pranavi Capital Solutions does not collect lender processing fees, disbursal amounts, repayments or other lender payments in the personal or business account of our proprietor, staff or associates. Pay an applicable lender, insurer or statutory charge only through the official payment channel stated in the provider's documents and obtain a receipt. Charges such as processing, valuation, legal, stamp duty, registration, premium or statutory levies are governed by the respective provider's documents. Do not pay anyone claiming guaranteed approval.
6. Insurance distribution
Insurance enquiries are handled by Anjaneya Vara Prasad Inavolu as an appointed Point of Sales Person (POSP) of Policybazaar Insurance Brokers Private Limited, POS Code IP 237413, subject to the appointment remaining active. Insurance solicitation and servicing are limited to approved POS products available through that authorised channel. The insurer alone underwrites risk, accepts or rejects a proposal, issues the policy and settles claims.
7. Communications and data
Your contact and data preferences are governed by the consent displayed on the form and our Privacy Policy. You are responsible for keeping your phone and email secure and for verifying the identity and official channel of anyone contacting you.
8. Website information
Product descriptions are general information and may change without notice. They are not personalised investment, tax or legal advice. We aim for accuracy but do not warrant that every page is complete, error-free or continuously available.
9. Prohibited use
You may not misuse the website, attempt unauthorised access, submit malicious code, scrape customer or administrative data, interfere with service operation, or use our name, logo or content misleadingly.
10. Liability
To the extent permitted by law, we are not responsible for an independent provider's credit, underwriting or claim decision, service interruption, changes in terms, or acts outside our reasonable control. Nothing in these terms excludes rights or remedies that cannot lawfully be excluded under consumer-protection or other applicable law.
11. Complaints, law and jurisdiction
Please first use our Grievance Redressal process. These terms are governed by Indian law. Subject to mandatory consumer forums and other statutory remedies, courts at Vijayawada, Andhra Pradesh will have jurisdiction.
12. Changes
We may update these terms prospectively. The effective date shown above identifies the version applicable when you use the website.