Loan against property
Mortgage Loan
Unlock property value for eligible business and personal requirements.
Approval, pricing and terms are subject to individual lender or provider policy.
A mortgage loan allows eligible property owners to raise funds while retaining ownership of the property. We help align the property type, funding purpose, income profile and desired structure with appropriate lender policies.
Transparent guidanceUnderstand important terms before proceeding.
Multiple optionsProfile-led selection across available providers.
End-to-end supportClear coordination from enquiry to completion.
Who it may suit
Eligibility begins with the right profile
- Owners of eligible residential property
- Owners of eligible commercial property
- Businesses and self-employed applicants
- Eligible salaried property owners
Common purposes
→Business expansion and working capital
→Purchase of equipment
→Eligible education or family needs
→Debt consolidation where permitted
→Overdraft against property where available
Indicative documents
✓Applicant and business KYC
✓Income and banking documents
✓Complete property chain documents
✓Approved plan and tax receipts
✓Additional legal or technical documents
Final documentation varies by profile, product and provider.Clear documentation
Be prepared before the application begins
Complete, consistent documents can make assessment smoother. Our team helps you understand the applicable checklist and avoid preventable gaps.
How we support you
A clear, guided process
Income and property eligibility check
Application and valuation
Legal and technical verification
Sanction, mortgage creation and eligible disbursal
Frequently asked
Useful answers before you begin
Which properties are accepted?+
Acceptable property type, location, age and usage vary by lender. Clear and verifiable title is essential.
How is the loan amount decided?+
Lenders consider property value, permissible loan-to-value, income and overall repayment capacity.
Is an overdraft option possible?+
Some lenders offer eligible overdraft structures against property, subject to profile and product availability.
PROTECT. PROSPER. PROGRESS.