Salaried Applicants
- PAN and Aadhaar
- Recent passport-size photograph
- Latest 3 salary slips
- Last 6 months salary-account statements
- Employee ID and employment proof
- Current-address proof, if different from Aadhaar
APPLICATION READINESS
Loan Documents Required Checklist
Keep the basic documents ready before applying. Select requirements may vary based on loan product, customer profile, property, vehicle and lender policy.
Loan Documents Checklist
www.pranavicapitalsolutions.in
+91 90324 96769
www.pranavicapitalsolutions.in
+91 90324 96769
Self-employed / Professionals
- PAN and Aadhaar of applicant/promoters
- Business registration or professional qualification proof
- Last 2–3 years ITR with computation
- Financial statements where applicable
- Last 6–12 months bank statements
- GST returns or business proof, where applicable
Home Loan / Property Purchase
- Applicant income and KYC documents
- Agreement of sale / allotment letter
- Title and link documents
- Approved building plan and permissions
- Property-tax receipts, where applicable
- Builder or seller documents as required by lender
Loan Against Property
- Applicant/business income documents
- Property title and link documents
- Latest property-tax receipts
- Approved plan and construction permissions
- Existing loan statement, if any
- Legal and valuation documents requested by lender
Business / Working Capital
- Entity PAN and registration proofs
- GST registration and returns, where applicable
- ITR and financials for last 2–3 years
- Current-account statements
- Business-vintage and office proof
- Existing loan schedules and sanction letters
Vehicle Loan
- Applicant KYC and income documents
- Vehicle quotation / proforma invoice
- Bank statements and income proof
- Driving licence, where requested
- Existing vehicle RC and loan statement for refinance
- Additional documents based on vehicle and lender policy
Important: This is an indicative readiness checklist, not a final lender document list. The respective bank, NBFC or HFC may request additional records after profile, credit, legal or technical assessment. Never share OTP, PIN or passwords.