SMART REPAYMENT COMPARISON
Balance Transfer & Prepayment Calculator
Compare your existing loan with a proposed rate using your own figures. See estimated EMI savings, total savings and the approximate break-even period after transfer costs.
Indicative comparison
Current estimated EMI₹22,732
Proposed estimated EMI₹19,989
Estimated monthly difference₹2,743
Estimated net saving₹4,63,734
Approx. cost break-even11 months
Balance after prepayment₹20,00,000
Indicative illustration only: Results exclude lender-specific daily interest, foreclosure charges, taxes, insurance, legal/valuation expenses and revised tenure conditions unless entered above. A lower EMI does not always mean a lower total cost. Final eligibility, rate and terms are decided only by the respective lender.