Flexible finance for business cash flow
OD & Working Capital
Working-capital and overdraft guidance for eligible day-to-day business requirements.
Our team will contact you within 24 working hours. Approval, pricing and terms are subject to individual provider policy.
Working-capital structures are designed around operating cycles, banking turnover, receivables, inventory and repayment capacity. We help businesses evaluate suitable term-loan, cash-credit or overdraft options subject to lender availability.
Transparent guidanceUnderstand important terms before proceeding.
Multiple optionsProfile-led selection across available providers.
End-to-end supportClear coordination from enquiry to completion.
Who it may suit
Eligibility begins with the right profile
- Established proprietorships and firms
- Companies and LLPs
- Traders, manufacturers and service businesses
- Eligible professionals with recurring business cash flow
Common purposes
→Inventory and supplier payments
→Receivable-cycle support
→Seasonal business requirements
→Operating expenses
→Cash-credit or overdraft replacement/enhancement where eligible
Indicative documents
✓Promoter and business KYC
✓Business registration and GST records
✓Bank statements
✓IT returns and financial statements
✓Stock, receivable and existing-facility details where required
Final documentation varies by profile, product and provider.Clear documentation
Be prepared before the application begins
Complete, consistent documents can make assessment smoother. Our team helps you understand the applicable checklist and avoid preventable gaps.
How we support you
A clear, guided process
Banking and financial review
Facility-structure assessment
Application and verification
Sanction, documentation and limit activation
Frequently asked
Useful answers before you begin
What is the difference between OD and a term loan?+
An overdraft generally permits drawings within an approved limit, while a term loan is disbursed with a defined repayment schedule. Charges and usage rules vary.
How is the limit assessed?+
Turnover, banking, profitability, working-capital cycle, security and existing obligations are commonly considered.
Is collateral required?+
Both secured and selected unsecured structures may be available depending on amount, business profile and lender policy.
PROTECT. PROSPER. PROGRESS.
Submit your od & working capital requirement. Our team will call you.
Submit Your Requirement →Response within 24 working hours